What's New
Since its introduction in 1996, Virtual Underwriter® has become a standard reference tool in the title industry and has won both national and international awards. Virtual Underwriter Version 5.1 builds on that success with new and expanded underwriting information and more powerful search features.
Bulletin
CT2010001 Conveyance Tax Statute Amended to Add Exemptions for Deeds in Lieu of Foreclosure, Short Sales and Foreclosure Sales [Last Updated: July 22, 2010]
IN2010003 Indiana Department of Insurance Bulletin 177 - Rebating and Referral Fees [Last Updated: June 28, 2010]
IN2010004 Indiana State Tax Warrants [Last Updated: July 15, 2010]
IN2010005 Indiana State Tax Warrants [Last Updated: July 22, 2010]
IN2010006 U.S. Bank, N.A., v. Integrity Land Title Corp. and Commitment Disclosure [Last Updated: July 22, 2010]
LA2010003 Insuring Tax Sale Titles [Last Updated: July 9, 2010]
LA2010004 ALTA 11.1-06; ALTA 24-06 to 28-06; LA102 Form Filing Change and Rate Rule Change [Last Updated: August 31, 2010]
LA2010005 ALTA 3.1-06 and 3.1C-06; ALTA 4-06; ALTA 5-06; ALTA 10-06 and 10.1-06; ALTA 14-06, 14.1-06 and 14.3-06; Form Filing Change [Last Updated: August 9, 2010]
LA2010006 ALTA Homeowner's Policy-LA (08/01/10); ALTA Expanded Coverage Residential Loan Policy-LA (08/01/10); ALTA Short Form Expanded Coverage Residential Loan Policy-LA (08/01/10); Form Filing Change and Rate Rule Change [Last Updated: August 9, 2010]
LA2010007 Simultaneous Issue of Owner and Loan Policies; Rate Rule Change [Last Updated: August 9, 2010]
LA2010008 ALTA 21-06; Form Filing Withdrawn [Last Updated: August 9, 2010]
LA2010009 Search and Examination Requirements - Act 1028--2010 Regular Session of the Louisiana Legislature La R.S. 22.512(17)(b)(vi) [Last Updated: August 31, 2010]
MD2010003 New Maryland Legislation - Title Insurance Producer Requirements [Last Updated: June 30, 2010]
MI2010004 Search or Examining Fees [Last Updated: July 6, 2010]
MI2010005 New Michigan Forms Package [Last Updated: August 9, 2010]
MO2009003 Do Not Insure Boat Docks as Real Property under HB 842/RSMo 339.503 [Last Updated: July 23, 2010]
MO2010001 Transfer Fee Covenants [Last Updated: August 25, 2010]
NC2010001 NCLTA Promulgated Lien Waiver Forms [Last Updated: August 25, 2010]
NC2010002 NC Premium Rates [Last Updated: August 31, 2010]
NE2010003 Nebraska Title Insurance Rate/Rule Change [Last Updated: August 9, 2010]
NJ2010002 NJ Recording Fees - $3.00 Surcharge for "County Homelessness Trust Fund" [Last Updated: June 28, 2010]
NJ2010003 NJ Bulk Sales Reporting Requirement Applicable to Real Estate used in Business [Last Updated: June 30, 2010]
NJ2010004 NJ DOBI Bulletin 10-10 Short Sale Negotiations by Settlement Agents [Last Updated: June 30, 2010]
NY000448 Domestic Relations Law Section 236 [Last Updated: June 25, 2010]
NY000449 Domestic Relations Law Section 236//Multiple Exceptions Affidavit [Last Updated: June 25, 2010]
NY000450 NYC Finance-Notice of Recorded Document Program [Last Updated: July 9, 2010]
NY000451 Sales and Compensating Use Tax Treatment of Certain Information Services [Last Updated: August 18, 2010]
NY000452 Sales and Compensating Use Tax Questions regarding Abstracts of Title [Last Updated: August 25, 2010]
NY000453 Sales and Compensating Use Tax [Last Updated: August 25, 2010]
NYS000211 Kenneth B. Schwartz [Last Updated: August 31, 2010]
NYSA000206 Harvey Cooley [Last Updated: July 19, 2010]
NYSA000207 1076 Decatur Avenue, Brooklyn [Last Updated: August 9, 2010]
NYSA000208 Kenneth B. Schwartz and Helene Stetch [Last Updated: August 25, 2010]
NYSA000209 Kenneth B. Schwartz [Last Updated: August 31, 2010]
NYSA000210 Kenneth B. Schwartz [Last Updated: August 31, 2010]
PA2010007 Philadelphia Extends the Storm Water Management Service Fee to Vacant Lots [Last Updated: July 22, 2010]
PA2010008 Philadelphia's New Trash Collection Charge [Last Updated: July 22, 2010]
SA2010012 Special Alert - Takeuchi Keigo et al. [Last Updated: June 28, 2010]
SA2010013 Special Alert - Royal Crown Venture a/k/a Royal Crown Ventures [Last Updated: July 6, 2010]
SA2010014 Special Alert - Sean Murla [Last Updated: July 13, 2010]
SA2010015 Special Alert - AFZ Enterprises, Inc. et al. [Last Updated: July 28, 2010]
SA2010016 Special Alert - Norman Long [Last Updated: August 9, 2010]
SLS2010006 Use of Starters for Commercial Transactions [Last Updated: June 14, 2010]
SLS2010011 Company Policy Regarding Stewart Bulletins [Last Updated: June 28, 2010]
SLS2010012 Flagstar Bank Loan Instructions for TILA and HUD-1 [Last Updated: June 28, 2010]
SLS2010013 Check Fraud Schemes [Last Updated: June 30, 2010]
SLS2010014 Release of Judgment Liens After Debt is Discharged in Bankruptcy [Last Updated: June 30, 2010]
SLS2010015 RESPA - HUD's Suggested Course of Action when Disagreement with Lender's Instructions on Preparation of the 2010 HUD-1 [Last Updated: June 30, 2010]
SLS2010016 Affiliated Business Arrangements under RESPA - Importance of Required Disclosure Form [Last Updated: July 22, 2010]
SLS2010017 Cyber crime; Zeus botnet [Last Updated: July 28, 2010]
TX2010007 Hemyari and Union Valley Ranch v. Stephens [Last Updated: August 9, 2010]
UT2010002 Transfer Fee Covenants/Reinvestment Fee Covenants [Last Updated: July 6, 2010]
WI2010004 Release of Judgment Liens After Debt is Discharged in Bankruptcy [Last Updated: July 9, 2010]
Forms
Affiliated Business Disclosure Statement [Last Updated: July 15, 2010]
ALTA Endorsement 10-06 (Assignment) Revised 02/03/10 [Last Updated: August 9, 2010]
ALTA Endorsement 10.1-06 (Assignment and Date Down) Revised 02/03/10 [Last Updated: August 9, 2010]
ALTA Endorsement 14-06 (Future Advance-Priority) Revised 10/22/09 [Last Updated: August 9, 2010]
ALTA Endorsement 14.1-06 (Future Advance-Knowledge) Revised 10/22/09 [Last Updated: August 9, 2010]
ALTA Endorsement 14.2-06 (Future Advance-Letter of Credit) (with MML) (02/28/09) [Last Updated: July 22, 2010]
ALTA Endorsement 14.3-06 (Future Advance-Reverse Mortgage) Revised 10/22/09 [Last Updated: August 9, 2010]
ALTA Endorsement 24-06 (Doing Business) (10/16/08) [Last Updated: August 9, 2010]
ALTA Endorsement 25-06 (Same as Survey) (10/16/08) [Last Updated: August 9, 2010]
ALTA Endorsement 25.1-06 (Same as Portion of Survey) (10/16/08) [Last Updated: August 9, 2010]
ALTA Endorsement 26-06 (Subdivision) (10/16/08) [Last Updated: August 9, 2010]
ALTA Endorsement 27-06 (Usury) (10/16/08) [Last Updated: August 9, 2010]
ALTA Endorsement 28-06 (Easement - Damage or Enforced Removal) (10/16/08) [Last Updated: August 9, 2010]
ALTA Endorsement 3.1-06 (Zoning-Completed Structure) Revised 10/22/09 [Last Updated: August 9, 2010]
ALTA Endorsement 4-06 (Condominium) Revised 02/03/10 [Last Updated: August 9, 2010]
ALTA Endorsement 5-06 (Planned Unit Development) Revised 02/03/10 [Last Updated: August 9, 2010]
ALTA Expanded Coverage Residential Loan Policy (1/1/08) [Last Updated: August 31, 2010]
ALTA Homeowner's Policy of Title Insurance/Expanded Coverage Loan Policy Affidavit 2000 [Last Updated: August 9, 2010]
ALTA U.S. Policy Endorsement 1991 [Last Updated: July 19, 2010]
LA ALTA Expanded Coverage Residential Loan Policy (Rev 02/03/10) [Last Updated: August 31, 2010]
LA ALTA Homeowners Policy of Title Insurance (02-03-10) [Last Updated: August 31, 2010]
LA ALTA Short Form Expanded Coverge Residential Loan Policy (Rev 01/01/08) [Last Updated: August 31, 2010]
LATISSO Increased Value Endorsement (06-01-10) 102 [Last Updated: August 19, 2010]
MI Additional Insurance Endorsement 1 [Last Updated: June 14, 2010]
MI Additional Named Insured Endorsement 1 [Last Updated: June 14, 2010]
MI Adverse Interest Endorsement 1 [Last Updated: June 14, 2010]
MI Allocation Among Parcels Endorsement 1 [Last Updated: June 14, 2010]
MI ALTA Residential Limited Coverage Junior Loan Policy - JR-1 [Last Updated: June 14, 2010]
MI ALTA U.S. Policy Schedule A [Last Updated: June 14, 2010]
MI ALTA U.S. Policy Schedule B [Last Updated: June 14, 2010]
MI ALTA US Endorsement - U.S. Policy Date Down, 1963 [Last Updated: June 14, 2010]
MI Arbitration Endorsement 1 [Last Updated: June 14, 2010]
MI CLTA Assignment of Rents/Leases Endorsement 104.7 [Last Updated: June 14, 2010]
MI CLTA Fannie Mae FNMA Balloon Endorsement 111.9 [Last Updated: June 14, 2010]
MI Commercial Restrictions Endorsement 1 [Last Updated: June 14, 2010]
MI Construction Loan Disbursement Endorsement 1 [Last Updated: June 14, 2010]
MI Conversion, Owner's Policy Endorsement 1 [Last Updated: June 14, 2010]
MI Convertible Variable Rate Mortgage Endorsement 1 [Last Updated: June 14, 2010]
MI Date Down Endorsemenet 1 [Last Updated: June 14, 2010]
MI Discharge - Partial Release Endorsement 1 [Last Updated: June 14, 2010]
MI Doing Business Endorsement 1 [Last Updated: June 14, 2010]
MI Encroachment Endorsement [Last Updated: June 14, 2010]
MI Foreclosure Guarantee and Commitment for Title Insurance [Last Updated: August 13, 2010]
STG Certification of Non-Foreign Status (FIRPTA) (Entity) [Last Updated: July 6, 2010]
STG Certification of Non-Foreign Status (FIRPTA) (Individual) [Last Updated: July 6, 2010]
STG Construction Loan Endorsement [Last Updated: August 31, 2010]
STG Request for Approval to Issue Overlimits (Large) Policy [Last Updated: August 25, 2010]
Guidelines
Guideline: ALTA Endorsement 21-06 (Creditors' Rights) DECERTIFIED AND WITHDRAWN AS ALTA FORM BY ALTA [Last Updated: August 25, 2010]
LA ALTA Expanded Coverage Residential Loan Policy (Rev 02/03/10) [Last Updated: August 31, 2010]
LA ALTA Homeowners Policy of Title Insurance (Rev 02-03-10) [Last Updated: August 31, 2010]
LA ALTA Short Form Expanded Coverage Residential Loan Policy (Rev 01-01-08) Guideline [Last Updated: August 31, 2010]
LATISSO Increased Coverage Endorsement Guideline 102 [Last Updated: August 19, 2010]
STG Construction Loan Endorsement Guideline [Last Updated: August 31, 2010]
Standard Exceptions
National Legal Standard Exceptions have been updated. [Last Updated: August 10, 2010]
Underwriting Manual
The Texas Underwriting Manual has been updated. [Last Updated: June 25, 2010]
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  • + Water Rights
     
    • + Webinar - Mortgage Fraud
       
      • ∙ Webinar: 2006 ALTA Forms
         
      • + Webinar: Affiliated Business Arrangements
         
        • + Webinar: Bankruptcy
           
          • + Webinar: Closing Protection Letters
             
            • + Webinar: Creditors' Rights
               
              • + Webinar: Emergency Economic Stabilization Act of 2008
                 
                • + Webinar: Mysteries of the New HUD1 Uncovered