ALTA Owner's Policy: Residential Property 

Stewart Title Guaranty Company (STG) does not require a survey in order to give extended coverage as to survey matters in Owner's policies covering 1-4 family residential property in platted subdivisions, if you include specific exceptions for matters (such as encroachments) actually known to you.

ALTA Loan Policy: Residential Property

Stewart Title Guaranty Company (STG) does not require a survey in order to give extended coverage as to survey matters in Loan policies issued on 1-4 family residential properties. You may delete the survey exception or issue the appropriate survey endorsement without inspection or additional requirements. You may also delete any general exception to unrecorded easements.

You should continue to except to easements of record and any significant encroachments, conflicts or unrecorded easements of which you have actual knowledge, either by a prior survey or inspection report in your possession, your search, or information obtained from a starter policy, which conforms to STG requirements.

1-4 family residential properties can be either subdivision lots or acreage tracts under 25 acres.