JUD
Judgments 
The names of persons recently in the chain of title and the names of purchasers should be checked for judgments and tax liens (and other relevant matters such as divorces and probates).
References
See Underwriting Manual,
Requirement
JUDR02 STGC
Name of Buyers
The Company requires the name of the proposed purchasers in order to secure a search for any applicable judgment, tax, and other statutory liens and matters. The Company may then make additional exceptions and requirements.
Comment: It is appropriate to do a search under the buyer’s name since numerous matters including tax liens and judgment liens may be relevant. Although a federal tax lien or judgment lien against the buyer generally is subordinate to a purchase money mortgage, this is not true in all states and is not true of United States judgments. If the tax lien or judgment lien is subordinate, it should be shown in Schedule B-Part II.
Comment: It is appropriate to do a search under the buyer’s name since numerous matters including tax liens and judgment liens may be relevant. Although a federal tax lien or judgment lien against the buyer generally is subordinate to a purchase money mortgage, this is not true in all states and is not true of United States judgments. If the tax lien or judgment lien is subordinate, it should be shown in Schedule B-Part II.
JUDR03 STGC
Release of Judgments
The following judgment(s) or federal tax lien(s) must be satisfied of record:
Comment: Judgment liens are effective for different times in different states; however, U.S. judgments are effective for at least 20 years and can be refiled. Federal tax liens are effective 10 years and 30 days from assessment and can be refiled.
Comment: Judgment liens are effective for different times in different states; however, U.S. judgments are effective for at least 20 years and can be refiled. Federal tax liens are effective 10 years and 30 days from assessment and can be refiled.
JUDR04 STGC
Attachment
Terms and conditions of writ of attachment issued in the action entitled ________________________, Case or Docket Number ___________________ and recorded _____________________. The Company requires for its review (i) satisfactory evidence that there has been no sale of the land pursuant to the writ, and (ii) a release or other satisfaction of the writ. At that time, the Company may make additional requirements or exceptions.
Comment: If a writ of attachment is filed, you must verify that no sale has occurred and you must require a release.
Comment: If a writ of attachment is filed, you must verify that no sale has occurred and you must require a release.
References
See Underwriting Manual,
10.08 Judgments
JUDR05 STGC
Writ of Execution
A writ of execution to enforce said judgment was recorded ____________. The Company requires for its review satisfactory evidence that no sale has occurred and a release of the writ.
Comment: Execution sales are extrahazardous and should not be insured unless you secure the Company’s approval.
$_____________,
Perfected: ___/___/____,
Docketed: ___/___/____,
Debtor: _________________
Creditor: _________________,
Attorney for Judgment Creditor ___________________.]
Judgment in: ________ Court, ________ County;
Amount: $_____________,
Perfected: ___/___/____,
Docketed: ___/___/____,
Debtor: _________________
Creditor: _________________,
Attorney for Judgment Creditor ___________________.]
Note: You may add additional local requirements here. Please consult with our underwriting personnel in preparing appropriate provisions.
Comment: Execution sales are extrahazardous and should not be insured unless you secure the Company’s approval.
$_____________,
Perfected: ___/___/____,
Docketed: ___/___/____,
Debtor: _________________
Creditor: _________________,
Attorney for Judgment Creditor ___________________.]
Judgment in: ________ Court, ________ County;
Amount: $_____________,
Perfected: ___/___/____,
Docketed: ___/___/____,
Debtor: _________________
Creditor: _________________,
Attorney for Judgment Creditor ___________________.]
Note: You may add additional local requirements here. Please consult with our underwriting personnel in preparing appropriate provisions.
References
See Underwriting Manual,
5.28 Execution Sales
Exception
JUDX01 ALTA
Judgment Lien
A Judgment, a certified copy of which was recorded _____________.
Court:
Case No.:
Entry Date:
Debtor:
Creditor:
Amount: $__________ and any other amounts due thereunder.
Filing attorney’s information:
Name:
Address:
Phone Number:
Comment: The effective time limit for judgments varies. However, U.S. judgments are effective at least 20 years and can be refiled.
Court:
Case No.:
Entry Date:
Debtor:
Creditor:
Amount: $__________ and any other amounts due thereunder.
Filing attorney’s information:
Name:
Address:
Phone Number:
Comment: The effective time limit for judgments varies. However, U.S. judgments are effective at least 20 years and can be refiled.
JUDX02 ALTA
Abstracts of Judgments
An Abstract of judgment recorded _______________.
Court:
Case No.:
Entry Date:
Debtor:
Creditor:
Amount: $_____________ and any other amounts due thereunder.
Filing attorney’s information:
Name:
Address:
Phone Number:
Comment: In some jurisdictions, a judgment lien is created by recording a separate abstract of judgment. The effective time limit varies. However, U.S. judgments are effective at least 20 years and can be refiled.
Court:
Case No.:
Entry Date:
Debtor:
Creditor:
Amount: $_____________ and any other amounts due thereunder.
Filing attorney’s information:
Name:
Address:
Phone Number:
Comment: In some jurisdictions, a judgment lien is created by recording a separate abstract of judgment. The effective time limit varies. However, U.S. judgments are effective at least 20 years and can be refiled.
JUDX06 ALTA
Judgment of Support
A Judgment for child, family, or spousal support, a certified copy of which, recorded ______________.
Court:
Case No.:
Entry Date:
Debtor:
Creditor:
Filing Attorney’s Information:
Name:
Address:
Phone:
Comment: Use this exception if the judgment secures support payments. In some jurisdictions, support judgments are not subject to any statute of limitations.
Court:
Case No.:
Entry Date:
Debtor:
Creditor:
Filing Attorney’s Information:
Name:
Address:
Phone:
Comment: Use this exception if the judgment secures support payments. In some jurisdictions, support judgments are not subject to any statute of limitations.
JUDX07 STGC
Judgment Lien
Judgment lien in favor of ____________ against ____________ in the amount of ____________ plus costs, attorneys’ fees and interest recorded ____________.
Comment: The effective time limit for judgments varies. However, U.S. judgments are effective at least 20 years and can be refiled.
Comment: The effective time limit for judgments varies. However, U.S. judgments are effective at least 20 years and can be refiled.
References
See Underwriting Manual,
10.08 Judgments
JUDX08 STGC
Abstracts of Judgments
Abstract of Judgment in favor of ____________ against ____________ in the amount of ____________ plus costs, attorneys’ fees and interest recorded ____________.
Comment: In some jurisdictions, a judgment lien is created by recording a separate abstract of judgment. The effective time limit varies. However, U.S. judgments are effective at least 20 years and can be refiled.
[set forth names]
{The following returns were found: [set forth]}
{Nothing was found.}
Note: If any federal tax liens are turned out, same must be disposed of, or an exception will be taken in the policy.
Note: You may add additional local exceptions here. Please consult with our underwriting personnel in preparing appropriate provisions.
Comment: In some jurisdictions, a judgment lien is created by recording a separate abstract of judgment. The effective time limit varies. However, U.S. judgments are effective at least 20 years and can be refiled.
[set forth names]
{The following returns were found: [set forth]}
{Nothing was found.}
Note: If any federal tax liens are turned out, same must be disposed of, or an exception will be taken in the policy.
Note: You may add additional local exceptions here. Please consult with our underwriting personnel in preparing appropriate provisions.
References
See Underwriting Manual,
10.08 Judgments
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